:root{--navy:#0e2a73;--navy-dk:#081a4a;--orange:#f28c00;--orange-dk:#d67a00;--sky:#e8eef9;--line:#d6dbe6;--txt:#1f2430;--mute:#5b6473;--bg:#f3f5f9;--h:"Nunito",Verdana,sans-serif;--b:"Open Sans",Arial,sans-serif}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--txt);font-family:var(--b);font-size:1rem;line-height:1.6}
a{color:var(--navy);text-decoration:underline;text-decoration-thickness:1px}a:hover{color:var(--orange-dk)}
img{max-width:100%;height:auto;display:block}
.cx{max-width:72rem;margin:0 auto;padding:0 1rem}
.util{background:var(--navy-dk);color:#cfd8f0;font-size:.78rem}
.util .cx{display:flex;justify-content:space-between;padding:.3rem 1rem}.util a{color:#fff}
.top{background:var(--navy);color:#fff}
.top-row{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.9rem 1rem}
.brand{text-decoration:none;font-family:var(--h);font-weight:900;font-size:1.7rem;line-height:1;display:flex;gap:.35rem;align-items:baseline}
.brand-a{color:#fff}.brand-b{color:var(--orange)}
.cta{background:var(--orange);color:#1a1a1a;text-decoration:none;font-family:var(--h);font-weight:800;padding:.55rem .9rem;border-radius:999px;font-size:.9rem;white-space:nowrap}
.cta:hover{background:#ffa21f;color:#000}
.menu{background:#fff;border-bottom:3px solid var(--orange)}
.menu ul{list-style:none;margin:0;padding:0;display:flex;gap:.2rem;overflow-x:auto}
.menu a{display:block;padding:.75rem .8rem;text-decoration:none;font-family:var(--h);font-weight:800;font-size:.9rem;color:var(--navy);white-space:nowrap;border-bottom:3px solid transparent;margin-bottom:-3px}
.menu a:hover{border-bottom-color:var(--navy)}
.adwrap{display:flex;justify-content:center;margin:1rem auto}
.ad{border:1px dashed #c9cfdb;background:#fff}
.ad-leader{display:none}.ad-mobile{display:block}
.layout{display:grid;grid-template-columns:1fr;gap:2rem;padding-bottom:2rem}
.hero{background:#fff;border:1px solid var(--line);border-top:6px solid var(--orange);border-radius:6px;padding:1.5rem 1.4rem;margin-bottom:1.5rem}
.hero h1{font-family:var(--h);font-weight:900;font-size:clamp(1.5rem,4vw,2.3rem);line-height:1.15;margin:0 0 .5rem;color:var(--navy)}
.hero p{margin:0;color:var(--mute);font-size:1.05rem}
.sec-h{font-family:var(--h);font-weight:800;font-size:1.25rem;color:var(--navy);margin:0 0 .9rem;padding-bottom:.4rem;border-bottom:2px solid var(--line)}
.tiles{display:grid;grid-template-columns:1fr;gap:1rem}
.tile{background:#fff;border:1px solid var(--line);border-radius:6px;overflow:hidden;display:grid;grid-template-rows:auto 1fr;box-shadow:0 1px 2px rgba(14,42,115,.06)}
.tile:hover{box-shadow:0 4px 14px rgba(14,42,115,.14)}
.tile-pic img{aspect-ratio:16/9;object-fit:cover;width:100%}
.tile-nopic{display:flex;align-items:center;justify-content:center;aspect-ratio:16/9;background:linear-gradient(135deg,var(--navy),#2c4fb0);color:#fff;font-family:var(--h);font-weight:900;font-size:1.3rem;text-transform:uppercase;letter-spacing:.05em}
.tile-txt{padding:.9rem 1rem 1rem}
.tile h3{font-family:var(--h);font-weight:800;font-size:1.1rem;line-height:1.3;margin:.4rem 0}.tile h3 a{text-decoration:none}
.tile p{margin:0 0 .5rem;font-size:.92rem;color:var(--mute)}.tile small{color:var(--mute);font-size:.78rem}
.pill{display:inline-block;background:var(--sky);color:var(--navy);font-family:var(--h);font-weight:800;font-size:.7rem;text-transform:uppercase;letter-spacing:.06em;padding:.2rem .55rem;border-radius:999px}
.sidebox{background:#fff;border:1px solid var(--line);border-radius:6px;padding:1rem 1.1rem;margin-bottom:1rem}
.sidebox-blue{background:var(--navy);color:#fff;border-color:var(--navy)}.sidebox-blue a{color:#fff}
.sidebox-h{font-family:var(--h);font-weight:800;font-size:1rem;margin:0 0 .6rem}
.sidelist{margin:0;padding-left:1.2rem;font-size:.92rem}.sidelist li{margin:.45rem 0}
.sidelist-plain{list-style:none;padding:0}.sidelist-plain li{border-top:1px solid rgba(255,255,255,.2);padding:.4rem 0}.sidelist-plain a{text-decoration:none}
.guide{background:#fff;border:1px solid var(--line);border-radius:6px;padding:1.4rem 1.2rem}
.crumbs{font-size:.8rem;color:var(--mute);margin:0 0 .6rem}
.guide h1{font-family:var(--h);font-weight:900;font-size:clamp(1.6rem,4vw,2.3rem);line-height:1.15;color:var(--navy);margin:0 0 .6rem}
.guide-dek{font-size:1.1rem;color:var(--mute);margin:0 0 .6rem}
.guide-meta{font-size:.82rem;color:var(--mute);margin:0 0 1rem;display:flex;gap:.5rem;align-items:center;flex-wrap:wrap}
.guide-pic{border-radius:6px;margin:0 0 1.2rem}
.guide-body p{margin:0 0 1.1em}
.box{background:var(--sky);border-left:6px solid var(--orange);border-radius:4px;padding:1rem 1.1rem;margin:1.4rem 0}
.box h2{font-family:var(--h);font-weight:800;font-size:1.05rem;margin:0 0 .5rem;color:var(--navy)}
.box ul{margin:0;padding-left:1.2rem}.box li{margin:.4rem 0}
.box-steps{border-left-color:var(--navy)}.box-do_not{border-left-color:#c62828;background:#fdecec}
.adwrap-inline{margin:1.5rem auto .5rem}
.guide-tags{font-size:.8rem;color:var(--mute);margin:1rem 0 0}
.next{margin-top:1.5rem}
.cat-h{font-family:var(--h);font-weight:900;color:var(--navy);margin:.2rem 0 1rem}
.foot{background:var(--navy-dk);color:#cfd8f0;font-size:.9rem;padding:2rem 0}
.foot a{color:#fff}.foot-brand{font-family:var(--h);font-weight:900;font-size:1.3rem;color:#fff;margin:0 0 .4rem}
.foot-links{list-style:none;margin:1rem 0;padding:0;display:flex;flex-wrap:wrap;gap:.3rem 1.2rem}
.foot-small{font-size:.78rem;color:#9aa8cc;margin:1rem 0 0}
@media (min-width:48rem){.ad-leader{display:block}.ad-mobile{display:none}.tiles{grid-template-columns:1fr 1fr}.tiles-3{grid-template-columns:repeat(3,1fr)}}
@media (min-width:64rem){.layout{grid-template-columns:minmax(0,1fr) 300px}.tiles{grid-template-columns:repeat(3,1fr)}}