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A Companies House year-end target is not your deadline. Non-compliance rules already in force can still bite if you leave a gap.
Read thisDirector-side. Not practitioner-side.
Independent guidance for owner-managed businesses when the numbers turn. We are not insolvency practitioners, and we don't earn from the procedure you end up in.
Four things every director under pressure needs to know, in the order the questions usually arrive.
Every route open to the company, with who gets paid and in what order, before you sign anything.
Find out more →02Arrears, enforcement timetables and a repayment plan HMRC will actually accept.
Find out more →03Guarantees, the loan account, wrongful trading and disqualification risk, explained for your facts.
Find out more →04A practitioner has recommended a procedure. We'll tell you whether it is the only one.
Find out more →Guides, alerts and case files, written for the director reading them at 11pm.
A Companies House year-end target is not your deadline. Non-compliance rules already in force can still bite if you leave a gap.
Read this
Alerts
Companies House and the IPO warned on 21 May 2026 that unaffiliated senders are invoicing directors for free or cheaper official services.
Guides
The Insolvency Service promises earlier help, but directors still need to test every trading, repayment and closure route before appointing anyone.
HMRC
Judge Nigel Popplewell set both notices aside on 28 October 2026 and found the demand gave the revenue no practical protection.
Disqualification
He admitted moving £27,000 of liquidation money. The public record names costs, not repayment.
Disqualification
The court rejected loan misuse, yet a disputed £432,056.23 claim and missing invoices still cost a director four years.


A letter, a call, a figure in the bank. Thirty minutes, confidential, no engagement letter.
Trade on, time to pay, CVA, administration, liquidation: each with its cost, its timetable and who profits from it.
If a formal procedure is right we say so, and introduce practitioners who have never paid us for the referral.